As the future of social benefits raises serious concerns, the importance of investing for retirement becomes paramount.

People want to insure their futures, and they know that if they are depending on Social Security benefits, and in some cases retirement plans, that they may be in for a rude awakening when they no longer have the ability to earn a steady income. Investing is the answer to the unknowns of the future.

Your preferred method to date may have been low-interest savings accounts or government bonds. However now you understand that money needs to produce much better returns. Perhaps you've inherited money or realized some other type of windfall, and you need a way to make that money grow. Again, investing is the answer.

It's not only to secure your future, investing, it's also the manner to use to fund a college education, a new home or possibly a shiny, new car.' Of course, your financial goals will determine what type of investing you do.

If you want or need to make a lot of money fast, you would be more interested in higher risk investing, which will give you a larger return in a shorter amount of time. If you are saving for something in the far off future, such as retirement, you would want to make safer investments that grow over a longer period of time.

Wealth, security and tranquility are the pursued goals with investing. You must always keep in mind that eventually your earning days will come to an end you will eventually want to retire.

You also cannot count on the social security system to do what you expect it to do. Recent history has illustrated that we cannot take corporate retirement programs for granted. So, again, investing is the key to insuring your own financial future, but you must make smart investments!