Credit repair software will make your efforts to raise credit score much easier. Rather than sitting for hours, looking through your credit score, wondering what the symbols and codes truly mean, why don't you have a web solution to debt consolidation? Why not let the complicated computer software do the work for you? Let the technology of AVAIL, credit fixing software unravel the puzzle behind your credit score.

were you aware that the average household credit card arrears in the US is $15,788? This is a study by the Nilson Report where buyers were studied for Visa card and purchasing activities. The figures are current, from February,2010. How much credit card debt do you carry?

Your credit score will have a bunch to do with what amount of interest you pay for your credit cards. Lower fico scores will pay increased interest rates, but if you are among the 13% of folks that have defaulted, your IR will increase massively.

Consider that the average IR is in the 14% range and with good credit you'll be making standard payments of $500 per month. With bad credit you will pay as much as 29% and your standard payments will be $697. That is virtually $200 every month additional just in loan charges.

You can see how crucial it is to try to fix bad credit. And it's not that tough to do if you use online credit repair software. For the amount of interest you pay in 1 month you may have the AVAIL credit fixing software for a whole year. In that time the software will investigate your credit reports and it will reveal credit mistakes you would normally spend ages attempting to find. The software also write a dispute letter for you. All you have to do is sign the dispute letter and mail it. easy.

tons of credit fixing hospitals are occurring across the nation. Why trust your credit to complete strangers? Why would you turn over your credit info to a stranger when you can do exactly what they are going to do for you? You can do your own credit correction and for nickels compared to what they are going to charge. Don't be beguiled into thinking you are in expert hands because nobody knows your credit as well as you do.