Great Car Deals With These Simple Tips
- Author Al Callaghan
- Published December 3, 2010
- Word count 450
With interest rates lowering, now is a great time to buy a new car. Buying a new car is a big decision and not one to be taken lightly. Your car is one of your biggest expenses, but with these tips you can save money on your new car.
Buy A Used Car
Cars lose thousands of dollars in their value just after being driven off the lot. Within months they can lose up to 40% of their value, and up to 60% of their value in the first three years. Buying a used car that is only a few years old can save you thousands while still getting a dependable vehicle. When it is time to sell that car for a new one, you will be able to regain a higher percentage of the purchase price in resale value.
Research Vehicles Before Looking
Before starting to look for a new car, write down what you are looking for and your needs. If you drive a lot your needs will be different than someone who drives only a little. Gas prices, your commute for work, and your family size will all be factors in a new car. Write down features that you want and ones you can live without. Calculate your budget and determine how much you can spend on a car payment each month. Don't forget to factor in new car insurance prices. When looking at cars, the salesmen can persuade you to purchase a car that might be too much for your needs. By keeping this list available you will be in greater control.
Calculate Long Term Costs
Cars that get poor gas mileage will cost more to drive. How much more depends on your driving habits. If you have a long commute or like to drive for vacations, low gas mileage may mean a significant increase. Some cars are cheaper than others to insure. Before selecting a car, get a quote on new car insurance for that model.
Shop Around For Deals
Start to search for a new car with plenty of time to search for deals. Dealerships are eager for business these days and will offer great incentives for financing and lower prices on cars. By watching prices for a few months, you can get a good idea of what is a great deal and you will know when to purchase.
Following these simple tips can save you thousands of dollars on your new car. Whether you buy a used car or a new car, you can save a lot of money by doing research and being patient to find a good deal. Don't forget to factor in long term costs with the price of a new car.
Al Callaghan likes to write articles on money, insurance and personal finance and finding the best new car insurance cover for you.
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