We’ve all been there at the end of the month when cash flow becomes a little rigid, quarterly bills need to be settled, and costs that you could not foresee have landed in your lap.

This is when an immediate online approval for a guaranteed payday loan can really come to the rescue.

The superfast application form means that amounts of up to £1000 can be deposited in your account on the same day - sometimes within one hour.

The automated process also means that the payday loan has no faxing and this is guaranteed. You will find that these loans are available all year round; the sites literally don’t close. That means if you're in a tight spot no matter what time it is you can apply for an instant payday loan with no faxing.

The application process couldn’t be easier, simply fill in your details, the online lender will then verify you are who you say you are, check if the loan amount is within your capabilities to repay and then give you an instant decision. The application process is also 100% secure this means your personal details are safe and the site has extensive security to stop those wishing to view your details.

Because the application for a payday loan online is automated this means that no credit checks are carried out, this is excellent news for those with poor credit scores, CCJ’s or a bad history of repaying loans. It doesn't matter if you have defaults on your credit history or arrears for what is important is the ability to repay the payday loan.

Same day transfer of the payday loan

The same day guaranteed transfer is done via chaps; this is a bank transfer that is done within two hours of arrangement. Payday loan lenders do not charge extra for this service-this leaves you with the cash nearly immediately and you can then spend it on what you like.

The terms of a payday loan are straightforward and easy to understand, it does not matter if you are a tenant, a homeowner or living with parents. These details are not taken into consideration when assessing your application for a guaranteed payday loan - as already stated what is important is that you are who you say you are and that you can repay the loan.

You can use guaranteed payday loans no faxing for whatever purpose suits you, again the use of the loan is not taken into account when you apply. So if you need cash on the same day and looking for an easy solution to your problems then a payday loan just might be the answer.