For many people, meeting the state minimal car insurance is enough for them and they can drive around with only that. But the truth is that this amount of coverage is very little. It only covers damage caused to the other driver whenever you are involved in an accident. The most comprehensive form of auto insurance that will protect you from a wide range of risks is comprehensive insurance coverage.
If you only have liability coverage on your car, you will have to pay for any damages to your car from your pocket as the policy does not cover that.
Collision coverage is yet another form of coverage you can opt for to supplement liability insurance. It protects your car from damage following an accident even where you are at fault.
Unfortunately, this too does not cover other risks beside a road accident. If your car gets burnt or is stolen, you will get no compensation from your insurer if all you had was collision coverage.
Comprehensive insurance coverage is the only type of insurance that provides extensive protection against non-conventional road accidents and incidents such as vandalism, theft and fire. It is inclusive of collision coverage too so when you purchase a comprehensive insurance coverage you do not need to buy additional collision coverage. It is more costly than the other two mentioned above (liability and collision) but given the high security it provides, it is worth it.
You can find comprehensive coverage at a bargain if you search on the internet. Do a thorough research to find which companies are offering the best rates on comprehensive insurance coverage and go for those ones.
A quotes comparison website will help you get multiple quotes at once. Visit one such site and request for quotes. You will be presented with a form which after filling enables you to access a number of quotes from different companies. Compare the quotes and choose the most favorable for you.