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Your Guide to the Home Building Process
Home Home Real Estate
By: C. Michael Hunter Email Article
Word Count: 602 Digg it | it | Google it | StumbleUpon it


For most people, living in a dream house is as simple as purchasing a completed house and moving in. However, for a few who have a keen eye for detail and prefer to have their own creative design concepts incorporated into their home, a house that is custom built by professional contractors is a much more appealing option. The following is a check list of some things homeowners must consider during the new house creation process.

Purchase a Lot – Securing a lot for the location of the house is one of the first things that should be done when starting this building process. Purchasing a lot first is important because the house plan will depend upon the area and condition of the lot. A lot can be purchased with cash, a loan from a bank or purchased from the seller with a financing plan.

Choose the Type of Construction – Buyers can choose between custom building construction and production building construction. With custom construction, the house is individually built according to the buyer’s preferences. Although custom home construction allows homeowners to pick their own design preferences, it is also more expensive and could be more labor intensive depending on the complexity of the design that is chosen.

With production construction, a template plan is used which is usually purchased from the contractor. The advantage of a production home construction is that the home contractor is readily able to provide the building costs, volume of materials to be used, and the time frame required to complete the project.

Hire a Builder – It is extremely important to hire an experienced builder for the creation of the project. Ask for recommendations from people who have had a recent experience with the contractor. If they are satisfied customers, they can point you in the right direction. Another way to find a good contractor is by talking to building inspectors and asking them for referrals.

Estimate Construction Cost – Knowing the breakdown of what the estimated costs are for the home creation plan is important. Most contractors will provide all the details involved in building the house in the form of a contract. The details should be broken down into individual aspects such as the foundation, lumber, framing and plumbing. Make sure that all the items presented are not overpriced or under priced. Make sure to thoroughly read and analyze the contract before signing it.

Apply for Financing – Look for a lender that offers a construction loan with flexibility that suits the financial capabilities of the homeowner. Applying for financing from any lending institution in the country is possible through the use of the internet. Loan documents can be signed at a local title company or escrow office in order to validate them.

Secure Insurance – There are three types of insurance that are required for constructing a house which are course of construction insurance, general liability insurance, and worker’s compensation insurance. All banks require course of construction insurance and general liability insurance.

Project Construction – During the creation of the home, always ensure that each phase of the project is inspected before paying the builder to maintain tight quality control. Once the building has been completed, the contractor will be paid off with the residential mortgage loan.

Engaging in the planning and creation phase of a dream house is a very rewarding experience, despite the fact that it can be very labor intensive. The preceding information should help provide those individuals who are planning on making their own dream house with a deeper insight of the process of home creation and help serve as a guide to them.

C. Michael Hunter is an expert in custom home building. To find out more about College Station Builders, go to the main website at:

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