Often, insurers offer perks and freebies to new customers, but keep them from renewing customers. If this is the case, you can simply approach your insurer as an all-new customer and let your old policy simply expire.
Try adding the name of a more experienced driver to your insurance
If you are a young and inexperienced driver or if you have points on your license for motoring convictions, you could have a very hard time getting reasonably priced insurance. If this is your problem, you should look for a friend or family member whose name you can add to your insurance policy as a second driver. This move can halve your insurance quote.
If getting an experienced driver with a clean record on your policy sends your premium down, it isn't because the insurance companies suddenly have more confidence in your driving abilities. Instead, it just tells the insurance company that it won't be you driving the car all the time. If another person has his name on your car's insurance policy, they assume that he will be driving the car part of the time, too. The less time a person with a poor record drives a car, the cheaper the insurance on his car can be.
Other kinds of name-adding can work, too. Adding the name of a boyfriend or girlfriend to a policy can lower prices, too. Insurance companies see romantic relationships as a sign of stability and responsibility. They believe that people in stable relationships wouldn't want to drive carelessly.
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