ArticleBiz.com :: Free article content
Authors: Maximum article exposure. Publishers: Reprintable article content.
BROWSE ARTICLES
ArticleBiz.com Home
Featured Articles
Recently Added Articles
Most Viewed Articles
Article Comments
Advanced Article Search
AUTHORS
Submit Article
Check Article Status
Author TOS
PUBLISHERS
RSS Article Feeds
Terms of Service

9 Ways to Get Cheaper Car Insurance for Young Drivers: Focus on Rates
Home Autos & Trucks Insurance
By: Laura Ginn Email Article
Word Count: 689 Digg it | Del.icio.us it | Google it | StumbleUpon it

  

Young drivers are notoriously difficult to insure for a reasonable rate. Why? Because, statistically, young drivers get into more accidents than older, more experienced drivers. But there are things you can do to ensure that your young driver pays less for car insurance. Here are 9 ways to get cheaper car insurance for young drivers.

#1: Compare Rates Between Companies

Number one on your list when you are looking for a lower car insurance rate for a young driver should be to compare rates between companies. Some insurance companies are young driver "friendly" and some are not. Locate the lowest priced car insurance company and switch to that company.

#2: Get More Experience

It may seem like a bit of a Catch-22, but young drivers who have more experience may be eligible for lower rates on their car insurance. But it is impossible to get more experience without driving for a while on a higher rate plan, right?. Ah, but there is a way to get around the "more experience" criteria inherent in just about every car insurance plan.

Sign up your young driver for an extra class in driving to get a discounted rate on car insurance. Classes like Pass Plus are a great way to ensure that your young driver gets extra driving instruction and experience. Many insurance companies offer special discounts for young drivers who have completed such a course.

#3: Add and Adult

Young driver insurance rates are typically higher when there is not an older adult as primary on the insurance plan. Add an older adult - a parent or an older sister or brother - to get cheaper rates on insurance for your young driver.

#4: Drive a Base Model Car

Anyone who has had car insurance knows that the fancier the car, the more expensive it is to insure that car. Although every young person wants to drive a flashy car, young drivers should stick with only base model cars at least for the first few years of driving; they are simply cheaper to insure.

#5: Install a Tracking Device

Although as a whole the category of drivers that includes young drivers is viewed as a risky pool of drivers to insurers, not every young driver is a risk. To show insurance companies that they are smart, safe drivers, many young drivers have volunteered to install tracking devices in their cars that give their insurer a picture of their driving habits. In return, the insurer generally offers a discounted rate.

#6: Lower the Level of Coverage

Older, experienced drivers typically enjoy cheaper rates. For this reason, a comprehensive coverage plan is far more affordable for them. But to insure a younger driver on a full coverage plan can be cost prohibitive. Insure your young driver with a plan that covers only liability to get a cheaper rate.

#7: Raise the Deductible of the Plan

Consider an insurance plan with a higher deductible for your young driver. Higher deductible plans are, as a rule, less expensive than lower deductible plans.

Page 1 of 2 :: First | Last :: Prev | 1 2 | Next

Laura Ginnunderstands that there are many ways to reduce the cost of your car insurance if you are prepared to make the effort. Visit uswitch.com/car-insurance/9-ways-to-get-cheaper-car-insurance-for-young-drivers/ and discover what you can do to save money on the cost of your car insurance premiums.

Article Source: http://www.ArticleBiz.com

This article has been viewed 1895 times.

Rate Article
Rating: 5 / 5 stars - 1 vote(s).

Article Comments
There are no comments for this article.

Leave A Reply
 Your Name
 Your Email Address [will not be published]
 Your Website [optional]
 What is three + eight? [tell us you're human]
Notify me of followup comments via email


Related Articles


Copyright © 2019 by ArticleBiz.com. All rights reserved.

Terms of Service | Privacy Policy | Contact Us | Submit Article | Editorial