Always provide any positive facts that might influence your insurer to view you as a lesser risk. If your car is protected within the confines of a locked garage at night, this will be viewed favourably. If you habitually use a quality steering lock or have installed a car security system, let your insurer know. On the other hand, if you have a propensity for backing up into wooden sign posts, this might be something to keep to yourself...
5. Utilise the wonders of the Internet:
There are now a plethora of insurance comparison websites to choose from, and these are one reason vehicle insurance has become more competitive in the last decade. A quick way to access several sites at once is to go to money.co.uk, where you'll find a list of 'Top Ten Car Insurance Comparison Sites UK'. Over two dozen of the best known insurers are listed here, including gocompare.com, comparethemarket.com, quotezone.co.uk, tescocompare.com and many more.
Get a minimum of three quotes and then see if your existing insurer is willing to match the cheapest. Of course, you must understand the full details of what's being offered; check the 'Default Offer' on the site and make sure it includes all the cover you need.
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