We have prepared a big list of ideas for you to save money living in New Zealand 2017. Share with your friends!
1.Stop collecting, and start selling. Get rid of useless things and get some money.
2.Write a list before you go shopping Ė and stick to it.
3.Invite friends over instead of going out. Watch movies or rugby.
4.Donít spend big money entertaining your children. Spend time with them.
5.Buy only things you really need. Or ones you will enjoy for sure.
6.Drink more water. Be healthy and save some money.
7.Buy a water bottle instead of bottled water.
8.Quit smoking save fortune.
9.Turn off the lights and unplug devises you don't use.
10.Install a programmable thermostat to save while you are out
11.Plan all your meals around whatís on sale
12.Make your own when you can. E.g. Bread
13.Cancel unused membership and subscriptions.
14.Do holiday shopping right after the holidays. (Motherís Day, Easter, Halloween , Christmas)
15.Prepare you lunch at home. Don't go out for lunch.
16.Stick to reliable, fuel-efficient cars.
17.Clean or change out your carís air filter.
18.Don't go to the mall without real need.
19.Rent out unused space in your home.
20.Know all your debts and create a visual reminder of them
21.Swap babysitting with trusted neighbours or friend nearby.
22.Learn/ask how to fix things yourself (ones you, actually, can)
23.Look for a cheaper place to live/rent
24.Check out free events nearby
25.Start a garden. Get healthy food and save.
26.Take public transportation when you can.
27.Rent out parking spaces
28.Do some basic home and auto maintenance on a regular schedule.
29.Buy in bulk and check upcoming promotions.
30.Pack food for road trips. Save money and eat healthy food.
31.Check you mobile plans and your usage.
32.Consolidate your loans and repay them ASAP.
33.Learn about all of the benefits your company can offer you.
34.Donít over speed. Saving fuel and no bills!
35.Read more instead of cinema or Netflix
36.Air-seal your home.
37.Cut down on your vacation spending.
38.Invest money. Even small consistent investment will make a difference over time. Choose wisely.
39.Search for a better rate on car/life insurances.
40.Buy cheap gas and use all possible discounts.
41.Take weight out of the car to save on fuel.
42.Combine all you rides into one or couple. Saves gas.
43.Lower your water heater temperature.
44.Install solar panels when possible
45.Wash laundry in cold water.
46.Line dry clothing.
47.Donít shop hungry.
48.Shop higher or lower than eye-level to find better deals in a shop
49.Check your explanation of benefits and bills for errors.
50.Negotiate expensive bills.
51.Wait before you buy something over $200
52.Pay with cash. You can see you money flow.
53.Search and use coupons or promo codes.
54.Bye second hand and look for good deals.
55.Sign up for membership /loyalty programs with your favourite shops/brands.
56.Learn how to cook better and cost-efficient.
57.Cook in advance and freeze to it later.
58.Make your own coffee instead of buying it.
59.Don't drink that much coffee.
60.Use the library. Meet new people and read more.
61.Put you change into a jar.
62.Monitor your financial situation all the time. Use free apps for that.
63.Save at least some dollars every time you get paid.
64.Set saving goal and stick to it
65.Talk to your partner honestly about your financial situation and goals.
66.Travel at the cheaper time.
67.Look for sales to buy tickets and other things
68.Keep an eye on exchange rates when travel
69.Check your energy provider's plan and compare
70.Rent a dress rather than buy new one
71.Automate your debt payments and savings
72.Pay your bills on time
73.Avoid visits to corner gas stations. Get full ones.
74.Be aware about additional fees may apply.
75.Avoid impulse spending
76.Visit trade me more often to get a good deal
77.Cut hair yourself or find a deal
78.Monitor pricing regularly
79.Exchange DVD and others online
80.Go to movies on Tuesdays. It is way cheaper.
81.Collect Flybuys to buy some useful things
82.Regularly checking tyre pressures in your cars
83.Avoid 'just looking' at things that are over your price range
84.Avoid travelling cost when possible. Go local.
85.Book in advance
86.Check all booking prices for possible savings
87.Drive you car only when you are ready and not tired.
88.Plan out a weekly menu
89.Use Google maps instead of GPS
90.Travel with friends and share all expenses
91.Don't go to convenient store when something is finished.
92.Try to cut back on meat. Eat something cheaper from time to time.
93.Try the store brands.
94.Sugar cereals - a lot of money for no nutrition.
95.Keep an eye on the shop scanner.
96.Know what you are eating. Read labels.
97.Buy junk food as little as possible
98.Get creative with gifts
100.Separate living expenses and savings (monthly/weekly/fortnightly)
101.Earn more money