Make sure you file a police report, even if that is a walk in report. This will protect you in case the other person does not have insurance. Most

Uninsured Property Damage Coverage in the policy makes it a requirement that you file a police report, this will accomplish that.

It is a great idea to go back to the parking lot and talk to the business owners (or managers). Many parking lots in America have surveillance cameras and it is likely that the accident was caught in tape. This will be the single most important piece of evidence. Should your adjuster get that? Yeah, she should. But that does not mean that she will. Unfortunately there are many adjusters that will only take a recorded statement and call it an investigation.

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