If she were to start paying an additional $15.07 a month for a total of $200.00 a month...

She'd pay off this credit card in 42 months instead of 339 months and she'd pay $3,191.78 in interest instead of $12,345.65 in interest, saving $9,153.87 in interest charges.

If she were to start paying an additional $40.07 a month for a total of $225.00 a month...

She'd pay off this credit card in 35 months instead of 339 months and she'd pay $2,574.37 in interest instead of $12,345.65 in interest, saving $9,771.28 in interest charges.

If she were to start paying an additional $65.07 a month for a total of $250.00 a month...

She'd pay off this credit card in 30 months instead of 339 months and she'd pay $2,165.81 in interest instead of $12,345.65 in interest, saving $10,179.84 in interest charges.

If she were to start paying an additional $90.07 a month for a total of $275.00 a month...

She'd pay off this credit card in 26 months instead of 339 months and she'd pay $1,874.29 in interest instead of $12,345.65 in interest, saving $10,471.36 in interest charges.

If she were to start paying an additional $115.07 a month for a total of $300.00 a month...

She'd pay off this credit card in 23 months instead of 339 months and she'd pay $1,654.79 in interest instead of $12,345.65 in interest, saving $10,690.86 in interest charges.

And so on.

Now...

If she really, *really* wants to go for it...

She could double the amount of her "new" self-imposed minimum required monthly payment.

If she were to start paying $369.86 a month instead of $184.93 a month...

She'd pay off this credit card in 18 months instead of 339 months and she'd pay $1,254.35 in interest instead of $12,345.65 in interest, saving $11,091.30 in interest charges.

Huge difference, isn't it?

As I said above, there are a number of things she could do, but this is one of the simplest and it's something she can start doing right *now* to begin eliminating her credit card debt...

And...

So can you! :-)

If all you do is stop charging on your credit card and continue making the same minimum required monthly payment you'll be making on your credit card this month, every month from now on, you'll make significant progress towards totally eliminating your credit card debt once and for all.

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