Also, tell the credit bureaus in writing that you want them to remove all inquiries that have been created due to fraudulent access. You should also ask the bureaus to contact anyone who has received your credit report in the last six months so they can be informed about the fraudulent and inaccurate information. Numerous inquiries can lower your credit score, so work diligently on getting those inquiries removed from your personal credit report.

Though these measures should set you back on track and protect your credit from the fraudulent information, they may not completely stop it from happening again. Because of this, be sure to monitor your credit reports, there are many online services that will help you monitor your credit report. We recommend Experian Triple Advantage. Along with getting your credit report online with credit score, you also get 30 days free credit monitoring service. With this service you can start the dispute process online! Often times, once you have started the process you will be able to obtain a second free report from the credit bureaus, and in many states you will be able to access your credit report more frequently. If you notice that the fraudulent information is still happening, notify the proper bureaus instantly. If the problem persists for very long, you may want to consider freezing your accounts for awhile if possible to prevent any more damage.

Identity theft is an unfortunate event when it occurs, but you can fight back and get your life back quickly!

Page 2 of 2 :: First | Last :: Prev | 1 2 | Next