Dental Plans, commonly referred to as discount dental plans are still a relatively unknown alternative to traditional dental insurance. After all, everyone has dental insurance right? Wrong. In fact, according to CDC.gov, more than 108 million Americans are without dental insurance. Why are so many people living without dental insurance. There are several reasons, but the most common are unemployment and the hefty cost of being insured.
Dental Plans were created to make dental care affordable for the 108 million Americans whom could not afford traditional dental insurance. Think of dental plans as savings plans. You pay for a discount card once(usually around $80-$150/yr) and enjoy discounts on most dental care procedures. The savings vary from procedure to procedure, but are usually very significant.
Dental Plans are beneficial in numerous other key areas as well - here are my top 5.
1) Affordability
Most dental plans start at around $80 for individuals and can run up to around $150 for family plans. Not bad at all if you consider how expensive premiums can be for traditional dental insurance.
2) Savings
With a discount dental plan you will save anywhere from 10% to 60% on most dental care procedures. This varies from plan to plan, but often includes cleanings, fillings, and x-rays. Many plans even offer discounts for tooth extractions and root canals. Depending on the plan you select and the procedure undergone, your savings can amount to hundreds or even thousands of dollars.
3) No Health Restrictions
A big problem with traditional dental insurance is the health restrictions many companies enforce to keep their costs low. With a dental plan, you are not subject to any health restrictions. You are discounted according to the same fee schedule whether you have pre-existing health conditions or not.
4) Large Dentist Selection
Dentists across the United States participate in dental plan programs. In fact, the dental plan network we recommend, DentalPlans.com, offers access to 100,000+ participating dentists across the United States. In most areas, you have several possible dentists to choose from.
5) Immediate Online Enrollment & Quick ActivationMost plans offer immediate online enrollment in the plan of your choice, and a short 1-3 day activation period.
The benefits don’t end there. If you’re interested in learning more about how a dental plan can make sense for you and your family, I urge you to visit leading dental plan site - dental-plan-providers.com