When a person undertakes the initiation of an extended fraud alert, they are entitled to two free credit reports annually from each of the three national consumer credit reporting agencies. These companies will at the same time remove a person's name from pre-screened credit offers that marketing lists maintain. The credit reporting agencies will make sure a name stays off marketing lists for a period not less than five years unless, a person specifically requests to be put back onto marketing offer listings.

I'd just like to say initial or extended fraud alerts are great measures in anyone's effort to wage war against the identity thief but, are just the tip of an iceberg when it comes to efforts needed to combat this ever increasing crime. Don't get over confident with too little information. Consider looking into the professional services of a credit watch service. A credit watch service has the whole picture of what it takes to catch a thief and protect your good name and/or credit. Some are better than others so do what the Federal Trade Commission recommends on all contracts for a service or product: read the small print. If you'd like to enlist a highly proficient credit watch service used and trusted by the author check out his resource bio following this article. This service offers more then all others and stands behind their professionalism with a million dollar per individual guarantee.

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