One last example. Start at age 21 earning 20,000 a year. 5% raises each year, savings rate 7.5% @ 4% annual return, compounded monthly until retirement; age 66. The math gets tough here, but you will have well over 1,000,000.00, saving less than ten percent of your income. If you could master the discipline, becoming successful is only a matter of time and numbers. The good part is you get decide what numbers you want to input into the equation. The sooner you can start saving, the better. Higher returns on investment (ROI) are always good to seek out. 4% is a very low number, with a properly balanced portfolio, yields over 6% should be easily attainable, with little risk.

For those with an entrepreneurial spirit, vast amounts of money can be made through business ventures. Ordinary people like you and me have found a way to get the life they want. Get rich quick schemes aside, the internet provides the quickest way to reach an enormous customer base and generate multiple streams of income, perhaps creating a millionaire in the process. The only limits are your imagination, and your willingness to take decisive action. All people whom have generated massive fortunes, have one thing in common, they all took powerful action towards their goals.

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