According to the Federal trade Commission there was an estimated half million children who joined the ranks last year with the unfortunate distinction of becoming victims of identity theft. An advocacy group called the Identity Theft Resource Center identifies relatives as being involved in more than half of the child identity theft cases reported in the United States in year 2006.

It should be noted however, the thief is not always someone who knows the child. It is suspected by this resource center that identity theft of children is increasing so rapidly precisely because kids are such good targets. They further believe children are victimized because they usually have a spotless record and because they aren't using their credit and as such; the crime can go undetected for years.

Now that most infants by law have social security numbers, thieves have discovered they may be the easiest targets of all. Thieves have years to manipulate these identities and create a considerable amount of damage. Infants and children remain lucrative targets because they typically don't use their social security numbers until their late teens and discover the theft problem upon applying for a first job, a student loan or a credit card. When families and their children finally find out, the burden of proof falls on them.

Some of the most common tactics of identity theft (but not limited to) include parents using their children's' Social Security numbers to open up new credit accounts, and "dumpster diving" thieves stealing credit offers mistakenly sent to children too young to make use of the application themselves.

Helen Simmonds, a detective in a local police department, has been handling identity theft investigations. It was noted that almost all involved Social Security numbers issued in the early 1990s to children who are now turning 16, 17 and 18, and trying to obtain credit for the first time. It is believed by the investigator that there is going to be an epidemic [of such cases] not just locally but; across the nation.

It then should come of no surprise that credit-monitoring services are beginning to target concerned parents, offering to monitor children's identities. At LifeLock, credit monitoring for your child costs only $25 annually in addition to a $10 monthly charge for adults. LifeLock also takes actions to basically audit the Social Security Administration annually on the child's behalf to find out if there's been any work history related to the child's identity number.

A spokesperson for the SSA advises that parents can simply call their local Social Security office and get that information free of charge. However as a concerned consumer and parent you need to know; if thief is using your child's Social Security number, but with a different name then your child's, the SSA will not find a matching record for your offspring.

One of the major credit reporting agencies: Experian - recently launched FamilySecure monitoring service which alerts parents as soon as anyone applies for credit using their child's name. However, at $19.95 a month, the cost might be a bit cumbersome to many family budgets.

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