First and foremost you can raise your credit balance of the card to add more validity to your bureau. You can also show "credit restraint" meaning, that you have credit available and do not need to use it. Not to mention that you are saving money in a real bank account. Keeping an account of say, $1000 open with a $0 balance for two years will do wonders for your credit scores and give you some money in the bank.

In closing, the best secured credit cards are the ones that are opened with well known banks so that the credit card does not appear to be secured. Look for low annual fees and no junk fees for opening the account. Read the fine print; make sure there aren’t any hidden fees for closing the account once your credit heals and you can be approved for fair credit credit cards. Last but not least, add money to them on a regular basis and don’t charge on them. There is absolutely no reason to make any charges, your credit will reflect a better score with a $0 balance.

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