Who online has not heard of or used PayPal? For many, PayPal is a clearinghouse which facilitates buying and selling items on the internet, very similar to online banking. For most, this is all they need to know. However, for those involved in Internet Marketing, nothing could be further from the truth.

The author owns a report and is an affiliate to a system called "Really Fast Money". Like many systems, the individual components are not unique, but put together they create a dynamite package for raising considerable profits in a relatively short period of time. The report was purchased via PayPal. The author of the report is Willie Crawford, a well known and highly respected veteran internet marketer.

Some time ago, Mr. Crawford received a notice from PayPal informing him that his account was frozen, and that the "Really Fast Money" program was suspended at paypal. Having the integrity that he is known and respected for, he informed all of his affiliates regarding the problem and issued a resell license for the product. (HIGHLY recommending NOT using PayPal, of course.) :-)

After an extended period of trying to resolve the problem and regain access to his assets, Mr. Crawford learned that several of his affiliates in the "Really Fast Money" program were "overly aggressive" with their marketing and in violation of PayPal's "acceptable use policy."

The issue here is paypal's vague "acceptable use policy". These policies, as it relates to Internet Marketers, cover the areas of Multi-level marketing and Pyramid and Get Rich Quick programs. This policy includes affiliate programs that pay more than "one tier" of commissions.

Herein lies the important difference between your local "Bank of America" and PayPal. Where the Bank of America handles your money and will report suspected illegal activities to the proper law enforcement authorities, PayPal may, at its discretion, take action on your account if they deem your actions are in violation of their policies. In effect, they ARE the enforcement, whether your actions are legal or illegal.

In their own words, "PayPal prohibits as a Multi-Level Marketing plan any business in which payouts occur at two or more levels (both by the individual who actually sold the product, as well as by the person(s) "upline" that recruited the selling individual). PayPal prohibits Multi-Level Marketing plans whether or not they are legal under the laws of one or more jurisdictions."

Hence, PayPal does not merely serve as a custodian for your legally earned monies, but they also serve as discretionary monitors of what they perceive to be socially and/or ethically improper behavior.

The key phrase here is, "what they perceive". This author will freely admit that he has products in his tool chest that could be teetering on the tightrope of PayPal's 'acceptable use policy'. Do these products offer benefits through intentional deceit or misrepresentation? Absolutely not! However, is it just a matter of time before PayPal drops the hammer? Is it time to investigate these policies further? Yep!

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