The main reason why the home buyer needs a home warranty is to prevent stress as you move into your new home. Buying a new home is expensive and the costs of moving from one location to another add even more expense. If you add to the mix the extra traveling and the odds and ends involved in moving out and cleaning your previous quarters, you may be in a position where just one extra or unexpected expense could be enough to tip the financial scales over into complete chaos.

By paying the relatively small amount of money--$250 to $400--you can prevent those unexpected repairs and replacement costs that can arise in your new home. A home warranty gives your budget the protection from unexpected catastrophic expenses for repairs or replacement of major appliances and systems.

With a buyer's home warranty, repair is convenient. In most cases, there is only a need to make one call. The prompt response will make the breakdown less painful and there is only a small service fee involved, rather than a budget breaker.

Under a simple home warranty plan, most appliances and major systems are protected against costly repair or replacement during the period of the warranty. The entire home is protected against replacement costs or money spent on expensive repairs. The home warranty protection doesn't end after a few weeks; the protection can be renewed easily each year.

The home warranty works equally well for all covered possessions and systems. The item will be repaired or replaced as needed, so you need never be concerned about getting hit with extraordinary expenses when you least expect them.

The home buyer gains protection from a home warranty, but the seller also receives benefits when there is a home warranty placed on the systems and appliances in the house during the time the property is being marketed. By having the home warranty on the property both the buyer and the seller will have peace of mind during the sale and after the closing of the transaction has occurred.

The buyer who purchases a home with a home warranty in place will have knowledge that the seller is anxious to ensure a smooth transaction. The home warranty makes the property more attractive to a prospective buyer, so the property may sell more quickly and may be purchased at a price near to the original asking price, just because of the home warranty on the property. The value added to the property because of the home warranty acts as an incentive to serve as a magnet to prospective buyers.

The costs of a home warranty are quite reasonable and typically the premium does not come due until the closing of the transaction. The home warranty adds the protection of your budget and your cash to prevent the financial impact of a major unexpected repair. After the sale is completed, the seller knows that the buyer will call the home warranty company rather than the seller. This removes excess stress in making the transition from one house to another.

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