A few years ago I wrote a prayer that's been circulating through the Internet for five plus years. I called it "The Prosperity Prayer," and I've received countless notes and letters from all over the globe about its effectiveness. One thing everyone likes is the instant payoff — when you read it to yourself, you'll feel better right away!

The Prosperity Prayer

Dear God -

I surrender my financial affairs and concerns about money to your Divine care and love.

I ask that you remove my worries, anxieties and fears about money, and replace them with faith.

I know and trust that my debts will be paid and money will flow into my life.

I have only to look to nature to see proof of the abundance you provide.

I release all negative thoughts about money, and know that prosperity is my true state.

I commit to being grateful for all that I now have in my life.

I learn to manage my finances wisely, seeking help where needed.

And finally, I ask you to help me to understand my purpose in life and to act on that purpose with courage and strength. I know that prosperity will come, in part, by doing work I love. Please help me use my skills and knowledge to be of service in the world. Thank you God. Amen

There is a great deal of research that indicates if you want to create a new paradigm in your life, repeat that "new thing" every day for thirty days. My suggestion for working with the Prosperity Prayer is that you say it at least once a day for a month. Say it quietly to yourself or out loud. Write it down on a slip of paper so you can read it when you begin to feel old worries about money arise.

Following is a more detailed explanation about the philosophy behind the prayer.

Dear God -

I believe that God is part of us, flows through us and animates the world surrounding us. We are programmed to receive God's wisdom. Do you have to believe in God for this to work? Not really. Simply know that your words are heard and expect an answer.

I surrender my financial affairs and concerns about money to your Divine care and love.

Surrender is a difficult concept for many of us to grasp. At first, it sounds as if I might be suggesting you simply "give up" in defeat or to "let go" and pretend that your financial concerns do not matter. Neither is true. The Wisdom that controls the universe has created the human body and all its miraculous intricacies. This same wisdom knows how to bring prosperity into your life.

I ask that you remove my worries, anxieties and fears about money and replace them with faith.

Many of us labor under the illusion that if we worry enough about money, we'll ward off debt. Nothing could be further from the truth. Worry, anxiety and fear create more worry, anxiety and fear. They don't create more money. I'd like to suggest you go on a 30-day worry-free diet. Become aware when you have fear-based and anxious thoughts. Remember the prayer and stop the worry.

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