I know and trust that my debts will be paid and money will flow into my life.

Here's a secret I've discovered in working with thousands of clients over twenty-plus years: there is tremendous power in images held in the mind. Those images (and the emotions they produce) begin to create the reality my clients experience in their lives. When you think about money, what pictures pop into your mind? Maxed out credit cards? Bag ladies? Overdue mortgage notices?

If any of the above sounds familiar, I'd like you to resolve to change these pictures in your mind. I'm asking you to accept much of this prayer philosophy on faith, but trust me when I tell you that those visualizations have a negative effect on your financial and emotional health.

I have only to look to nature to see proof of the abundance you provide.

Abundance is our natural state. We disallow this state through our fear and worry. We cut ourselves off from its flow.

When you begin to worry that there isn't enough to go around or that God only doles out a limited supply of material to a deserving few, look around you. Take a deep breath and let in all of the abundance. Breathe the air (no limitations on that, right?). Look at your immediate environment. What do you see? Depending on the season and where you live, you'll see leaves on the trees, snow on the ground, sand on the beach, grass on the lawns. Do you think God planned this amazing world and forgot to include the means for you to accomplish your purpose in life and to live your dreams?

I release all negative thoughts about money, and know that prosperity is my true state.

Your inner thoughts — what you say to yourself — make a big difference in your ability or inability to attract material wealth. When you consistently focus on negative thoughts you can count on attracting negativity into your life.

I commit to being grateful for all that I now have in my life.

There are two quotes that I absolutely love that relate to the issue of gratitude. The first is from Meister Eckhart, "If the only prayer you say in your life is 'Thank you,' that would suffice." The second quote is from the famous writer, Anonymous, who said, "If you want to feel rich, just count all of the things you have that money can't buy."

I learn to manage my finances wisely, seeking help where needed. It's been said that "God helps those who help themselves." This is especially true in the area of finances. In my work with clients, I've seen a clear correlation between how well they manage their money and their ability to attract more. If this is difficult for you, ask for help.

Please help me use my skills to be of service in the world. You have a purpose in life. It is the thing about which you are excited, the thing you'd love to do if only you had a few million dollars and didn't have to worry about money. When you are enthusiastic about something in your life, God is giving you a clue about the path to follow. The root of the word "enthusiasm" is from the Greek, "entheos." It literally means, "God within."

Thank you, God.

I know you are there to help me and I am grateful. Amen

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