A contract that is associated with the payday loan company is not the same thing as an agreement with the typical lending institution. If you apply for a loan with a payday advance company, you are simply letting them know that you are interested in taking out a loan with them.
You also need to make sure that you are in control of the situation yourself. Many of these loan officers associated with the payday loan company are commissioned and they can be very pushy in trying to get you to sign on the dotted line. As a matter of fact, you can almost equate it to trying to purchase a used car, you are going to be told what ever it is that we'll get you behind the wheel. It doesn't matter how desperate you feel, don't think that you need to do anything if you are uncomfortable with it. Putting yourself in a worse situation in order to take care of a temporary crunch is no way for you to get out of financial difficulty.
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