If you are like me, you want the maximum interest rate on a CD, the greatest appreciation on your real estate, and Bull Market returns on stock investments, right? I took the time to learn about and investigate different CD investment strategies on some money that I needed to have in a liquid investment. I read the real estate section of the paper every Saturday to see comps for my property to see if the value is going up or down. And I started a stock investment group with nine other brainy women to learn the ins and outs of the stock market.

But - - Money is really only a tiny part of my asset portfolio. My greatest asset is - - ME! My intelligence, personal skills, social skills, technical skills, mind set. Ask any millionaire, and they will tell you that if they went broke tomorrow, they would recreate their wealth with the traits that they currently carry within themselves.

If you take the time and serious mindset that you apply to investing your fiscal assets, doesn’t it just follow that you would also be keenly invested in maximizing your own personal assets as backup insurance? What if you were so confident about who you were that you too could say that you too would recreate your current life style if anything untoward should happen?

To make the concept of personal development more concrete, here is a dictionary definition. Personal: relating to a specific person rather than anyone else, and Development: the process of changing and becoming larger, stronger, or more impressive, successful, or advanced, or of causing somebody or something to change in this way.

The field of personal development has become so popular because it’s about making the most of who we are. The personal development field was formed around the concept of cultivating the extraordinary potential of the human personality lying largely untapped in most people. This field, made up of professional trainers, authors, coaches, mentors, the gambit of psychology professionals and consultants and hypnosis practitioners believe that through the development of an individual’s potential, we can experience an exceptional quality of life filled with happiness, creativity, fulfillment, giving back to society and just plain fun!

Besides, the human phenomenon is just so endlessly fascinating. We want to know why we do what we do, why we bond with some people and not others, how two people of seemly same backgrounds end up in such different outcomes. We watch reality TV, take fun personality tests and profiles, talk over our issues with friends, journal, read advice columns, and take quizzes on line and in magazines all in attempt to understand personality and social psychology.

So why not get as serious about the development of your personal assets as you are about your fiscal assets? What personality trait or personality characteristics do you have that is like money in the bank? If you haven’t yet joined the ranks, what is stopping you? Some people may think this is arrogant or selfish. But I love the parable of the talents in the Bible. When the master returns, he expects his servants to have generated more than what he had originally given them. I don’t think this parable was meant just for monetary assets only, but especially for the greatest assets we’ve been given, our very being – our minds and personality, and spiritual essence.

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