8. Rootkit. The malware most likely to have a human touch, rootkits are installed by crackers (bad hackers) on other people's computers. The rootkit is designed to camouflage itself in a system's core processes so as to go undetected. It is the hardest of all malware to detect and therefore to remove; many experts recommend completely wiping your hard drive and reinstalling everything fresh.

9. Keyloggers. No prize for guessing what this software does: yes, it logs your keystrokes, i.e., what you type. Typically, the malware kinds of keyloggers (as opposed to keyloggers deliberately installed by their owners to use in diagnosis computer problems) are out to log sensitive information such as passwords and financial details.

10. Dialers. Dialers dial telephone numbers via your computer's modem. Like keyloggers, they're only malware if you don't want them. Dialers either dial expensive premium-rate telephone numbers, often located in small countries far from the host computer; or, they dial a hacker's machine to transmit stolen data.

11. URL injectors. This software "injects" a given URL in place of certain URLs when you try to visit them in your browser. Usually, the injected URL is an affiliate link to the target URL. An affiliate link is a special link used to track the traffic an affiliate (advertiser) has sent to the original website, so that the original website can pay commissions on any sales from that traffic.

12. Adware. The least dangerous and most lucrative malware (lucrative for its distributors that is). Adware displays ads on your computer. The Wikipedia entry on malware does not give adware its own category even though adware is commonly called malware. As Wikipedia notes, adware is often a subset of spyware. The implication is that if the user chooses to allow adware on his or her machine, it's not really malware, which is the defense that most adware companies take. In reality, however, the choice to install adware is usually a legal farce involving placing a mention of the adware somewhere in the installation materials, and often only in the licensing agreement, which hardly anyone reads.

Are you ready to take on this dirty dozen? Don't go it alone. Make sure you have at least one each of antivirus and antispyware.

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