| The cost, both annually and for the service charge. There are two types of payment for home warranty service. The first is an annual premium, which may be paid annually, quarterly or monthly. This is similar to an insurance policy and must be paid in order to retain coverage. In addition to the annual premium, you will be responsible for a nominal charge for each service call that you make. The cost of the service call is normally between 30 and 100 dollars. This is all that you will owe for repairs. Home warranties are a good way to save money on what can be costly home repairs. To get the most value for your money, you need to research several home warranty companies, assess the customer service and make sure that there is adequate coverage in your area. Before you commit to a particular home warranty company, read the contract thoroughly and, if possible, speak with some customers to see how easily their claims were handled.
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