Your ultimate destiny rests with your car insurance company.

For example, State Farm's action depends on which subsidiary you're with. The insurer reviews rate-increase decisions on a case-by-case basis. If you have a preferred policy with State Farm Mutual Insurance Co. and receive a DUI, State Farm will likely move you into State Farm Fire & Casualty, which is its standard-policy company for riskier drivers and higher car insurance rates.

If you're with Progressive, you will not face nonrenewal or cancellation because of a DUI, but you may face a rate increase. Progressive also reviews car insurance rates on a case-by-case basis, with multiple factors such as age, gender, driving history and your vehicle model going into your rate.

It doesn't end there. Your DUI conviction will follow you if you apply for life insurance and could affect your premiums there, too.

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