Surveys
Most insurance companies will require a survey for any boat aged 20 years old or more, and again after every five years. Some boats may require a survey earlier than this if they have sustained serious damage, if they are wooden or if they have been self-built.
Legal Protection
For an additional premium, some insurance policies can be extended to include legal representation if your boat is involved in accident resulting in you suffering financial loss or injury.
None of us can predict when or where an accident may occur. However careful or experienced you may be it's vital to insure your boat. Speak to fellow sailors and do plenty of research on the web. The peace of mind which comes with the right boat insurance is invaluable.
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