Many years ago, Allstate Insurance hired a team of consultants to help in redesigning their claims handling process. Their conclusion: Get the lawyers out of the claims process. Their studies found that by doing this, they could settle claims for substantially less money.

Even in small cases under $15,000.00, those persons represented by lawyers received substantially more in settlement, even after paying their attorney, than people who were not represented by a lawyer.

In larger cases, the difference was even more striking as the studies found that lawyers are able to get their clients exponentially more money as the claims value increases. Still want to handle your claim yourself?

Hiring an attorney early in your case will ensure that your rights and interests are protected. An attorney will usually charge a fee that is a set percentage of your eventual settlement or judgment amount. If you retain the attorney sooner rather than later, the attorney will have more time to ensure that your case is developed to its maximum potential value. The result - MORE MONEY IN YOUR POCKET.

If you have already determined that you should probably hire an attorney, these are the reasons you should hire that attorney NOW rather than weeks or months down the road:

1. An experienced attorney will be able to determine what evidence you will need to prove your case to the adjustor or at trial and how such evidence can be recorded and preserved in the meantime.

2. An attorney will help coordinate all available medical insurance coverage to make sure that you get prompt and thorough medical care.

3. An attorney can help you get medical care when you do not have any health or med-pay insurance.

4. An attorney will help you document all of your losses to make sure that you can recover for as much of your damages as possible.

5. An attorney will deal with the insurance companies on your behalf.

HOW MUCH WILL A LAWYER CHARGE?

Most accident attorneys will work on your case on a "contingency" basis. This means that you will not have to pay your attorney for any work on the case until, and unless, that attorney secures a settlement or judgment on your behalf. If your attorney does not recover any money on your behalf, you do not pay your attorney for his time. Please note that most attorneys will require you to pay for necessary expenses they incurred in preparing your case regardless of whether or not your case is successful.

Any attorney should advise you of all of your rights in hiring, and paying for, a lawyer to help you in your case. However, these types require you to pay for your attorney's time and work up front, regardless of whether or not they recover any money on your behalf. Consequently, most accident cases are handled on a contingent basis.

Important Tip: You will be paying your attorney the same amount whether he works on the case two months or two years. Why not give that attorney as much time as possible to make sure that your case value is maximized?

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