Investigating the accident scene
If you’re involved in a minor crash that does not require Police involvement, you need to gather as much evidence as you can. Make a detailed sketch of the crash site noting the exact position of the vehicles, damage, road layout, and street names. Also include the colour, make and number plates of the vehicles involved. If there are any witnesses, get their contact details, as you may need to back-up your version of events. If you have a camera handy, take photographs of the crash site. It may seem a bit over-the-top but the more information you can provide your car insurance company, the faster your claim can be processed.

How to avoid an accident
• Take regular rest breaks. Don’t let fatigue affect your concentration. Take a 15-minute break for every two hours of driving.
• Keep your distance. Tailgating only increases the risk of an accident. Keep a minimum of two seconds behind the driver in front of you.
• Stick to the speed limit. You are twice as likely to kill someone if you hit then at 35mph than you are at 30mph.
For more tips on safe driving visit the Royal Society for the Prevention of Accidents.

In-car crash kit
Keep the following essentials in your car.
• Pen and paper
• Camera
• First-aid kit
• Mobile
• Warning triangle

Accidents involving animals
The law states that if you hit a farm animal or a dog, you must report it to the Police. However, if you hit any other kind of animal like a cat, try to find the owner or take it to a vet. Check that it’s not hurt or suffering before you leave the scene.

Sorting out your car insurance claim
Dealing with the aftermath of an accident can be time consuming and frustrating if you don’t have the right car insurance.

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