Have you ever wondered where the money would come from if something major in your home had to be replaced. These items include your heating and cooling systems, your septic system, major appliances or any other high cost item that you just weren't expecting. We insure our cars and homes because we must, but when it comes to voluntary insurance, we miss the boat. A home repair warranty would cover the unexpected breakdown of the vital systems in your home. Remember, the mechanical systems are not covered under your homeowners insurance, unless they cause damage to your home, even then, only system mechanical malfunctions are covered and the replacement of the system itself is not covered. So, basically, you pay to replace it.
In exchange for a small premium (starting at about $19 per month) you can have peace of mind knowing that if you had a major item such as your heating system fail, you won't be tapping a credit card, your savings or asking Uncle Pete to borrow five or ten grand. Today credit is getting harder and harder to obtain, the cost versus the coverage is minimal and will save you the payments and budget adjustments to pay over time for financed product purchase.
You may also want to know that the coverage is in tact regardless of age, make or model.
Investing in a warranty makes good sense
Price of warranty versus price of paying in cash (you loose interest) or financing (you pay interest) is a winner in the long run.
You are covered 24/7 365 days a year by the service plan
If this sounds like this makes sense to you, it is your decision on how you want to look at it, you can take the chance and maybe nothing will happen or you can say, I am glad I have a warranty to cover this. I have provided a link below where you can get free quotes. There is no obligation and there is no cost to you unless you want to purchase the warranty. Both sites are very reputable and have been featured on various television broadcasts such as MSNBC and FOX. If you have a septic system you may want to look at Septic RX Remedy and Warranty. It offers up to $5000 in coverage and has environmentally safe products to use to keep your system healthy. Again, a septic system replacement can cost thousands of dollars and it is not covered by your homeowners insurance policy.