It is important to read and understand your low cost car insurance policy because there are times when the auto insurance company may not pay for everything entirely.

Deductibles – most often you are required to pay out of pocket a set amount of money for your auto insurance to kick in.

Exclusions – an event or situation when your auto insurance policy specifically omits coverage, such as property damage or personal injury you intentionally cause to others or even damage to your own vehicle from mechanical failure.

Costs above limitations – any expenses that exceed the dollar amount cap in your auto insurance coverage. You could be responsible for the difference.

Low Cost Car Insurance

Many factors affect your auto insurance premium such as age, state you reside, make and model of your vehicle, where your car is parked and your driving record. Some things are out of your control, but there are some tips to help you save money on car insurance and lower your premiums:

• Increase your auto insurance deductible
• Don’t purchase optional coverage such as towing and rental car services.
• Do not buy collision and comprehensive coverage if your car is valued less than $1,000 or you can afford to pay for repairs if necessary.
• Inquire about discount auto insurance. Some car insurance companies offer discounts for low-mileage or safety features.
• Avoid purchasing a vehicle that is prone to theft or expensive to repair.
• Park your car in a garage.
• Drive safer and improve your driving record.

Page 2 of 2 :: First | Last :: Prev | 1 2 | Next