Explanations for any of the following items which may appear on your credit report:

o Late payments o Credit inquiries in the last 90 days o Charge-offs o Collections o Judgments o Liens

Copy of bankruptcy papers if you have filed bankruptcy within the last seven years. Miscellaneous:

o Copy of purchase agreement (if you have already made an offer) o To document receipt of child support (if you desire to show it as income) o Copy of Divorce Settlement (to show the amount) o Copies of twelve months canceled checks to document actual receipt of fund.

All details must be supported by documentary proof and filed neatly so that the information is easily accessible. Be organized and request the institution where you are applying for a loan to give you a list of documents required along with the loan application.

For quick loan approval fill all details accurately and honestly this will ensure faster completion of procedures.

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