Can you raise or lower your auto insurance rate?

There are 10 factors that can raise or lower auto insurance rates

*Your Age Generally younger drivers are considered to be high risk and so the insurance rates are higher. *The make of your car Most insurance companies tabulate auto insurance rates based on the make of the vehicle. Compact cars and sedans have lower rates while sports models, exotic cars, and SUVs are assigned high rates of premium. *Gender is a factor too Females get lower rates of auto insurance while males pay higher auto insurance premiums. *Financial stability Auto owners with great credit scores and credit reports generally pay lower premiums than those with bad credit scores and reports. *Driving records have a say in premiums payable If a driver has a clean driving record for three consecutive years then auto insurance providers will happily extend policies with lower premiums. *Where you stay Those who live in the city pay more than individuals who live in the country or suburbs. Areas with lower crime rates and less congestion attract lower auto insurance premium rates. *How many insurance policies you hold If you approach for auto insurance the same insurance company that has you covered for life, health, hone and so on then you would automatically be eligible for great discounts on premiums payable for an auto insurance policy. *The condition of the car will be considered before offering a policy The make, how old the vehicle is, its maintenance, and so on. A car in prime condition will get better premium rates than a rattletrap. *The distance traveled per year If you restrict the number of miles traveled then you will be able to get auto insurance at lower rates. To do this you need to walk, use public transport, and car pool. *Whether or not you are eco-friendly If you care for the environment and drive a non polluting vehicle then the auto insurance premiums will be lower.

Why do you need international vehicle insurance?

If you live in a foreign country for an extended period it is important to ensure that your vehicle is properly insured at all times. International vehicle insurance is specially designed to meet the needs of:

* Diplomats. * Expatriates. * Humanitarian organizations. * International businesses. * International charities. * International schools. * Religious orders. * United Nations agencies.

International Vehicle Insurance should include cover for:

* Accidental damage, fire and theft risks. * Protection against windscreen breakage and for fitted accessories such as audio equipment. * Additional protection against riot, civil commotion, hijacking and armed robbery. * Hurricanes, earthquakes and flooding. * Payment of the purchase price for a seriously damaged or stolen car that is less than 12 months old (on Non-commercial Policies only). * Immediate cover anywhere in the world (except the USA and Canada). * Multiple vehicle and fleet discounts.

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