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Home Business Scams - Don't Be Another Online Victim!
Home :: Business :: Scams
By: Chris Stirling Email Article
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When people are looking to start a home based business online they often assume that all opportunities online are scams. This assumption causes people to avoid great opportunities to earn excellent incomes online and change their financial lives.

Unfortunately what these people do not realize is that almost all of the opportunities online are legitimate home business opportunities.

So if most of the opportunities for an online business are legitimate why are there so many "horror" stories of people losing money from these ventures?

There are 2 answers to this question. The first answer is the unfortunate fact that there are a small percentage of people out there that do design home business scams. Those that fall victim to these scams make a lot of noise, and thankfully so because without the noise these scam artists would be more successful than they are.

So if there are scams out there how do you avoid them?

Here is a good list of ways to avoid home based business scams

- Research the company and always check them out with the Better Business Bureau located in their city http://search.bbb.org/search.html.

- Review their work-at-home scheme information at: http://www.bbb.org/library/workathome.asp

- Ask for references of people they have worked with. Contact each person and ask about their experiences with the company.

- Be cautious of any company that asks for money to apply for a job.

- Be cautious of companies that require you to sign up immediately. No honest business will be gone in a week so sleep on your decision and go back to the site in a week.

- Get specific information (in writing) from the company such as how long they have been in business, where they are located (not just a P.O. Box), how many customers they have, what their refund policy is (read it thoroughly), how long it takes to get paid and if there are any restrictions on payments, etc.

- If you do invest in a business opportunity, use your credit card instead of cash. It may be easier to dispute the charges with your credit card company rather than trying to get your money back from a fraudulent company.

- Call the National Fraud Information Center at (800) 876-7060 for information or visit their web site at: http://www.fraud.org.

- Contact the Federal Trade Commission www.ftc.gov, your state's Attorney General and the National Fraud Information Center, PO Box 65868, Washington, DC 20035, (800) 876-7060. to see if the company you are interested in has been investigated.

The second answer to why there are "horror" stories of people being scammed is "I spent the money to sign up and never made any money - it was a scam!"

This scenario is actually more common than actually falling victim to an illegal operation. The reason this one happens is for some reason people assume that any home business opportunity online will create a huge amount of income with no effort.

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Chris Stirling is the owner of Top-Home-Business-Directory.com his website is geared for people who are interested in finding an online work at home opportunity or starting a low cost or free Home Based Business. If you would like to learn more visit his website at: http://www.top-home-business-directory.com

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