When time is your top financial concern you want to find 1 hour payday loans.

These companies work so much faster by having staff on hand and having minimal application requirements. They do not typically do credit checks or other research into your financial background.

They do have some requirements, however. You need to be 18 years old, a citizen of the country you are applying in, you need to be employed and earning over $1,000 a month. Some companies will require that you have had your job for three to six months. This varies from company to company. You also need to have a checking account that you can deposit the money into and that the company can later withdraw the loan amount plus fees from.

Some companies will still do credit checks, which is another reason why it's important to read the terms and conditions and ask the lender lots of questions. If you are looking for a company that won't look into these things, ask them straight out if they do so you won't waste your time.

If, after you fill in the online form you pass these basic requirements then within 1 hour payday loan money will be deposited into your checking account. This amount is typically between $100 and $1500. On the agreed upon date of repayment, whenever your next paycheck is, the loan amount plus fees will be automatically withdrawn from your account.

Payday loans are well known for having high fees and 1 hour deals will probably have even higher fees due to the rush on the money. To help with this I strongly recommend finding five companies online and comparing rates. This should take less than half an hour and could save you a great deal of money, and will make you feel better about the fees you do pay- knowing that you found the best deal you could.

High interest but fast, 1 hour payday loans can help you get out of a tight problem quickly.