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Credit Card, Debit Card, Beluga Card
Home :: Finance
By: Paul Terkers Email Article
Word Count: 542 Digg it | Del.icio.us it | Google it | StumbleUpon it

  

Prepaid Credit Cards. Benefits but no headaches

What is a Debit Card and what is a Prepaid Credit Card?

Basically a debit card is just an electronic wallet.

Put some money on it and you can use it to pay or withdraw money. Just a wallet the size of a credit card.

A major disadvantage is that You don’t have the benefits of a credit card. You can only pay with it where it is accepted: Countries, stores, gas stations etc. No car rentals, Hotel bookings etc. even if you have a lot money on it and withdraw money from an ATM.

A credit card however has a lot of advantages. You can pay almost everywhere in the world, rent cars, make hotel reservations etc.

The major set back however is that it is very easy to build up debts at very high rates of interest which put you back even more. The temptation to spent more than you can afford is there.

Furthermore you have to apply for a card and the bank has to improve your application. Many (most) people have bad credit these days and their application is rejected. Bottom line is that a credit card is hard to get and will always cost you a lot of money. In Europe and lots of countries it is even harder to get a Card. Debit Cards are not issued by local banks.

There is a completely new approach from a very solid European bank in Lichtenstein (very soon it will be a Swiss bank).

This bank offers a prepaid or preloaded Credit Card through a club called "Beluga".

You only can obtain the card by becoming a member of this club.

The only requirement is that you have to be a citizen of one of the countries named below. A copy of your passport or Government issued ID or Residence Permit.

It gives you the benefits of a credit card and saves you the headaches of a credit card.

You can use it for everything a credit card is used for (Car rentals, Hotel bookings etc).

One of the largest credit card companies in the world like Visa, Master Card, American Express, Diners Club etc. added their name to it and backs it up.

Everywhere in the world where credit cards are accepted, you can use it to do exactly what you would with a credit card, without getting in the red.

This card can be applied by citizens of many countries in the world.

There are 2 kinds of membership.

Full membership and Basic membership.

Please check if you are a citizen of one of these countries.

Germany, Switzerland, France, Netherlands, England, Austria, Belgium, Spain, Hungary, Poland, Greece, Luxembourg, Italy, Czech Republic, Bulgaria, Norway, Finland, Sweden, Slovakia, Portugal, Ukraine (Full members only), Ireland, Slovenia, Romania, Estonia, Latvia, Lithuania, USA (Full members only), Canada (Full members only), Turkey (Full members only), Russia (Full members only).

This company goes a few steps further.

Credit card companies make huge profits on everything you do with and on the credit card.

What if you could get a major share of those earnings?

As a matter of fact you can.

How??

Easy: Join the club and tell your friends about it.

Information and application Click here Or

http://www.click-and-find.com

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