Backstop Roth IRA: How to Eliminate the Downside of the Stock Market and Improve Your IRA & Retirement Plan Investing

In the past year, the stock market has collapsed and most baby boomers are wondering how they could possibly retire – not to worry, because instead, companies are just laying everyone off making the baby boomers' retirement savings even that more important. In fact, most investors have lost money. This has created a panic and has people wondering how they will be able to rebuild their retirement accounts. On this slow road to recovery, there are much better ways to guarantee that your retirement account will not lose money again while still giving you market-type of returns because over the long run the stock market has been the best place to put your money.

To help ease your worries regarding your IRA, how would you like to learn about a wealth building tool that will backstop your Roth IRA and guarantee your principle so it would never lose a dime, but still go up at the same rate of the stock market when it goes up? What if I also told you it grew tax-free and you could take the money out tax-free like a Roth IRA? This may sound too good to be true, but this option does exist. It is completely legal and available right here in the United States. The great thing about this secret tool is that you will never have to worry about losing money in the stock market again. The principal is guaranteed and there is a minimum return on your money.

Introducing the Roth IRA on Roids™ to Backstop Roth IRA

A Roth on Roids™ is a product of Rocco Beatrice and Estate Street Partners. As he was speaking with estate planning attorney, Roccy DeFrancesco, the idea grew clearer. DeFrancesco has written numerous books on how to reposition your home equity so you will be able to contribute to cash value life insurance. This in itself is a wealth building tool and there are no limits as to how much you can contribute. The great part about repositioning your home equity is that it does not require you to have earned income, there are no age restrictions, it will grow tax free with a guaranteed principal, and you still get to take interest tax deduction. Rocco approached his son, explaining what he had heard. His son's response was, "that sounds like a Roth on steroids!" And so Roth on Roids™ was born. Estate Street Partners acquired the Trademark in June 2009.

It is similar to a bank account, but the account is with an insurance company. The account will have a death benefit. A Roth on Roids™ guarantees that you will never lose money in any market again or lose money in a money market fund like people have in the past 6 months. With a Roth on Roids™ account, there is a guaranteed minimum rate of return. The earnings will grow tax-free, and the longer you let it grow, the greater the amount will be. The main difference between having an account in a traditional bank and an account with a life insurance company is that the life insurance companies do not pay income taxes. Banks pay interest on which you are taxed as normal income.

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