Two Florida-based banks and one national bank have added more commercial foreclosed homes to Miami’s housing market in the first week of September after they filed foreclosure proceedings against the developers of apartments and housing developments in Miami.

The 99-unit apartment building at 749 Curtiss Parkway, adjacent to the Miami Springs Golf Course in Miami Springs, has been foreclosed by Coral Gables-based bank Great Florida Bank after owner Miami Springs Golf Villas failed to pay its $5 million loan.

According to foreclosure papers filed with the Miami-Dade County Circuit Court, Miami Springs Golf Villas and its president Anthony Davide acquired the apartment complex, which was built in 1952, for $3.2 million in 1995. The owners later refinanced their loan in 2008 for $5 million.

Great Florida Bank is suffering from a lot of unpaid loans, with a total of $159.1 million in delinquent loans as of the end of June. The bad loans represented 11.9 percent of the bank’s total loans.

Another bank that recently foreclosed on apartments is Miami-based TotalBank. The bank filed foreclosure proceedings against the developers of 23 apartments located on four sites in the city, which failed to pay their $3.4 million development loan.

Based on the Miami-Dade County Circuit foreclosure filings, a cluster of three apartment units along Ohio Street were constructed in 2007 by 3060 Ohio Street Holdings with a construction loan of $1.7 million from TotalBank.

Another cluster of 16 apartment units were built along Ninth Street by 9th Street Holdings with another loan of $1.4 million from TotalBank.

The third complex is an apartment building of four units along Fifth Avenue. This was built by Roads View LLC with a $552,000 development loan from TotalBank.

The apartment clusters were registered under three separate corporate entities, but they were consolidated in one foreclosure lawsuit because they have the same sets of guarantors. Managing members Jesus Garcia and Ralph Ramirez were included in the foreclosure suit.

Meanwhile, Bank of America won its foreclosure case against Sterling Communities at Talavera, an estate home development near Lake Worth, after the developer failed to pay its $15.7 million loan. A total of 12 home lots and homes are scheduled to be sold in a public sale in October.

BofA also filed foreclosure proceedings against Palm Bay Villas LLC for its failure to pay the $2.6 million it used to acquire a residential development site in Miami in 2006.