How Truck Insurance Differs From Car Insurance

Minimum liability coverage of $750,000 is required for vehicles weighing more than 10,000 pounds and hauling non-hazardous materials

Minimum liability coverage of $1,000,000 for hazardous materials and oil

Minimum liability coverage of $5,000,000 for passenger trucks, trucks operating portable tanks, and capacity over 3,500 gallons

Some believe that with a new, lowered maximum speed limit of 68 mph, fewer truck accidents will take place. Others, though, believe the new proposal will hardly make a difference and that it will in fact, multiply other problems. Many worry that with truck speed controls in place, other cars will try to pass trucks more often, which is a major cause of car-truck accidents. Others say the proposed speed will cause traffic flow problems. If trucks stay in the right lane because of the lower-imposed speed, cars could have trouble getting on the Interstate or getting over to the right lane to exit.

The petition to lower truck speeds, closed for public comment after March 27, is proposed to make the roads safer for everyone. The National Highway Traffic Safety Administration, which studied the proposal in 1991 and said it was not necessary, will have the final say on what happens with the proposal.

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