She started a small catering business, but that was more of the same. She craved a whole new world. So she said "yes" enthusiastically when a friend suggested she work a few days in a day-care center. Being with the young children nurtures her creative side on a regular basis, and getting to know the parents has enriched her life and expanded her universe. She falls into bed exhausted at the end of her days with the kids, but she's inspired and gratified, too.

Bottom line -- Cast off society's belief about aging and retirement. Retirement can be the adventure of a lifetime. It doesn't have to be a permanent rest stop.

Ask yourself whether your negative beliefs about retirement are getting in the way of how you really want to live the "third half" of your life. What one belief about retirement will you change today?

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