Answer to Question #6. Mostly, it is suggested to save 20% of your take home income. That is the number to aim for. Not everyone can reach this goal instantly, it takes time. Any amount you save will be better than zero, as long as you are shooting for a target.

Answer to Question #7. The most vital bills to pay are listed below in order of priority: a) Rent or house payments. If you default on these you may have no roof over your head. b) car, running costs c) food d) utilities e) credit card and loan repayments The costs of home, food, clothing and transportation always come ahead of paying the credit cards.

Does that now make things a little more clear for you? Could you still do with some help? There are many agencies and websites set up to offer advice and help you manage your finances better. Check them out today. Financial success can be yours. Don’t you deserve it?

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