Mortgage & Debt
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Over One-Third of Income Spent on Mortgages or Rent in Many Households
By Laura Ginn · 10 years ago
Although mortgage interest rates have hit a historic low, many households are paying over a third of their income on housing costs. According to an Ipsos MORI survey commissioned by the BBC's Panorama programme, 31% ...
Tips for Mortgages
By Laura Ginn · 10 years ago
Signing up for a mortgage is a necessity for many people who wish to own their own home. There aren't many people who can afford to spend several hundred thousand pounds for the home of ...
Basics of How to Compare Loans: Understanding Index and Margin in Adjustable-Rate Mortgage Loans
By Laura Ginn · 10 years ago
If you're wondering how to compare loans, two of the most important elements to look at are the index and margin. These are especially important in ARMs, which feature varying rates of interest and flexible ...
Analyzing the Terms and Conditions for a Mortgages Comparison
By Laura Ginn · 10 years ago
When analyzing the terms and conditions for a mortgages comparison, there are always a few factors you'll want to keep in mind. Many people look at mortgages as a necessary evil on the path to ...
How to Maximize the Way You Use Your Visa Credit Card
By Laura Ginn · 10 years ago
Using credit cards poorly has the potential to sink you into debt and rack up enormous interest fees. But used correctly and conscientiously, you can reap the many benefits of spending on a credit card ...
How Offset Mortgages Work for Fixed and Tracker Mortgages
By Laura Ginn · 10 years ago
For consumers who are looking to save money on their home loans, the first option is usually to opt for a home loan that offers the lowest interest rate. While this path works well for ...
5 Smart Strategies to Eliminate Your Credit Card Debt
By Laura Ginn · 10 years ago
The excitement of making just the minimum payment on your credit card balance only lasts a while. Millions of Brits, who carry a balance, discover the danger of minimum payments after they feel the sting ...
Business Bridging Finance
By Dave Jones · 10 years ago
You have a business and need a short term and fast loan? If so, you might find that the best option for you is business bridging finance.
Bank Lending
Most people, when thinking about raising ...
How Credit Scoring Works
By Nick Ihrke · 10 years ago
One thing that some people don’t realize is that they don’t have just one credit score, they have several. There is currently more than 100 credit-scoring models being marketed to lenders, the most common being ...
A Lender Misrepresentation Could Allow for an Injunction to Stop a Foreclosure
By Eddy Warren · 10 years ago
We will employ the terms "fraud" and "misrepresentation" generally, however you should notice that these phrases may have significantly unique legal definitions in various states. By way of example, many states have statutes that control ...
Mortgage Scams Lead to Debt And Harassment
By Garret Frison · 10 years ago
The Federal Trade Commission has stepped up its investigations and prosecutions of mortgage relief scam artists. Since the start of 2013, the FTC has obtained settlements from over 20 individuals and companies involved with scamming ...
Wait! Conventional Home Loan? There's a Difference?
By Corey Bellcastro · 10 years ago
Yes, there is a difference. Not all loans are created equal. A conventional home loan is basically a home loan that is not backed by the federal government of the United States. For first time ...
Your Average Mortgage Payment
By Corey Bellcastro · 11 years ago
According to a study done by Lending Tree.com, the average mortgage payment in America in 2011 based on the average home price of $222,261 for a thirty year term at four percent is $1061. Hawaiians ...
A Few Reasons People Get 2nd Home Mortgages
By Corey Bellcastro · 11 years ago
First of all, What is a second mortgage? A second mortgage is a loan on your home, just like your primary mortgage, but usually for a smaller amount and with a higher interest rate. In ...
Should I Consult Financial Services for Purchasing or Refinancing a Home?
By Alberto Kreider · 11 years ago
A mortgage loan is a loan secured by a real property through the use of a mortgage note. Mortgage notes are proven through the granting of mortgages, which secure the loan. Normally, the word mortgage ...
How To Repay Their Debts Swiftly Using Interest Rate Arbitrage
By Justin Mcbride · 11 years ago
Many financial gurus advocate paying off debt immediately so that you can get to work building a savings. This strategy sounds good on the surface, but it isn't always the appropriate financial move. Racking up ...
Why Mortgage Protection Insurance is important for a Homeowner
By Alan Wulz · 11 years ago
Mortgage Protection Insurance can be a valuable resource for homeowners if an unexpected event prevents them from being able to pay their mortgage. Mortgage Insurance is a financial product that is different than some other ...
Home Insurance 101
By Albert Martinez · 11 years ago
For those of you buying a new home in this down market, one of the things you will definitely need before you can close escrow is a home insurance policy. Many people find insurance very ...
Dealing with Debt Part 2 - Gambling Debt in Canada
By Michael Goldenberg · 11 years ago
Gambling debt in Canada is an epidemic not unlike the Flu. If you have a gambling debt in Canada, don't get down on yourself. Addiction is an illness and gambling is something that is highly ...
Ontario Mortgage News - Mortgage Interest Rates Increased by Two of Canada's Banks
By Paul Mangion · 11 years ago
In Ontario mortgages news this week it seems that the rate wars are over; with RBC and TD Banks recent announcement that they are increasing their mortgage interest rates. Their five year closed interest rate ...