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Mortgage & Debt Articles
Home :: Finance :: Mortgage & Debt

  • Mortgage Quotes – How Many Should You Request? By Jenkins Brian
    Comparison shopping is the key to getting the best price at just about anything you can name. Why is it, then, that people who will hit five different .... yours. There is very little reason to limit yourself to one or two mortgage quotes and about 40,000 reasons to shop around for as many quotes as possible.

  • Desperate Debt Settlement Choices By Dan Delgado
    Debt is a heavy burden to carry, especially in the financial times we live in. Many people make costly desperate choices that in the end provide no relief .... thinking of applying for that nice shiny credit card, remember debt settlement will be waiting for you with open arms. I hope you make the right decision!

  • Home Loan Rate – How Does Closing Costs Affect Home Mortgage Rates By Julian Lim
    Closing costs have a significant impact on the home loan rate that is paid when obtaining a new mortgage loan. Here are a few of the major closing costs .... Payment of the discount points can significantly lower your home mortgage rates meaning thousands of dollars less in cost over the life of the loan.

  • How To Get A "Bad Credit" Mortgage By Jenkins Brian
    As home prices tumble down all over the country, many renters are looking longingly at the real estate listings and wishing that they'd paid more attention .... your credit score in the eyes of their company. In many cases, you can follow their advice and reapply in as little as four months with better results.

  • Pennsylvania Mortgage Laws By Jenkins Brian
    Recent developments relating to mortgage laws are going to make Pennsylvania homebuyers happy. In the online version of the Philadelphia Inquirer, an important .... Banking. The report was entitled Losing the American Dream: A Report on Residential Mortgage Foreclosures and Abusive Lending Practices in Pennsylvania.

  • How To Cut Your Credit Card Debt Fast By Richard Greenwood
    Every month figures show that credit card is on the up and up. In a buy now - worry about it later society it is all to easy to end up in serious debt .... and you'll be debt-free in no time; but beware! Make sure you've learned your lesson, or else you'll repeat the debt cycle again and again.

  • Debt Consolidation Loan Top Tips Revealed By Julian Lim
    An overview of just what a debt consolidation loan is and how you can use it effectively makes the subject easier to understand. A debt consolidation .... more easily manageable. However, it is important to recognize the need for a consolidation as a wake-up call to reform your concept of needs and wants.

  • Best Areas To Purchase A Home In Pennsylvania By Jenkins Brian
    Each year, organizations like Kiplinger and CNN rank the top cities in which to live, to buy a home and to work. This year, Pennsylvania cities are hitting .... tourism. Lancaster is home to one of the largest settlements of Amish in the nation. The city is accessible via both Amtrak and the Lancaster Airport.

  • Tips on how to eliminate your credit card debt By Vikas Articles
    1) Remember, credit cards are for emergencies only Credit cards were made to help you in your spending and not to cripple your finances. The best and .... settlement companies have increased in numbers. These companies offer services from debt counseling to credit card debt consolidation and elimination.

  • Do You Really Want a Mortgage at Retirement Age: It Can Be A Bad Idea By Joe Cline
    When you’ve reached retirement age and are ready to kick back and take life easy, it's not a good move to put yourself in the stressful position of .... is, if you're not fabulously rich – and most of us aren't – it doesn't make financial sense to carry a mortgage into your retirement years.

  • Fair Debt Collection Practices Act in a Nutshell By Maribel Roncales
    In the United States, in order to lessen the hassle and problem related to debt collection, the legislature enacted the Fair Debt Collection Practices .... collection practices within any state if the Commission determines that under the law the class of debt has the same requirement to that imposed by this title.

  • The Extreme Makeover Foreclosure and Failing in America By Nick Adama
    The latest "celebrity" foreclosure being reported in the news is that of a family who had been featured on the ABC program "Extreme Makeover .... suicide or heaping scorn upon others who fail and finding fault where there is none, maybe it is time to reassess our attitude towards failure in general.

  • Things you should consider to avoid Home Loan Fraud By Mark Caronan
    A lot of people every year have been victims of predatory lending or loan fraud. These people usually are the misinformed home buyers, first timers, and .... ow more that you could afford to repay, it will only increase the risk of losing your precious house and all of your money you put into your property.

  • The Truth About Bad Credit Debt Consolidation By Melissa Kellett
    There are many sites advertising bad credit debt consolidation and claiming that there are debt consolidation loans available for those with a poor credit .... offer an asset as collateral can get secured consolidation loans for fair amounts in order to exchange their expensive debt for a single and cheaper loan.

  • Do You Understand Credit Card APR? By Donald Saunders
    When it comes to the multi-million dollar business of advertising credits cards the most prominent thing on any advertisement is the rate charged for using .... So, the APR is certainly an important consideration but of far more importance is the way in which you use your card and manage your account payments.

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