Finance

Why is a Good Credit Rating Important in Australia?
By Ray Ethell · 1 year ago
When you lodge an application for a home loan, the first thing your bank will do is to check your credit score. A credit score or credit history is basically a result derived from the ...
Most Common Ways That People Fall Into Personal Bankruptcy
By Ray Ethell · 1 year ago
Main Causes of Bankruptcy in Australia Personal bankruptcy is a fact of life in a capitalist economy. The ups and downs of the economy cause many households to enjoy prosperity before a rapid decline. In ...
How to Choose a Consumer Credit Counseling Agency?
By Ray Ethell · 1 year ago
There are numerous people struggling with debts and are unable to consolidate these debts into a home loan or an unsecured loan and are looking for help to come out of this mess. If you ...
Consolidate Your Debts and Take Control of Your Finances
By Ray Ethell · 1 year ago
With the aim of settling the arrears, people go in for filing for bankruptcy or Part 9 as and when they face financial problems. It is a general belief that all the problems can be ...
How to get a Home Loan due to a Bad Credit Report
By Ray Ethell · 1 year ago
A Credit Report plays a vital role in analyzing the current financial status of an individual. Bad creditors often have to make many compromises as most of the people considered that they cannot afford to ...
Business Line of Credit: A Lifeline of Your Financial Needs!
By Ray Ethell · 1 year ago
Unsecured Business Loans A business line of credit is one of the most popular type of business loans for the small business owners or those who are starting up a new business. It could act ...
Debt Consolidation Home Loans are a Solution to Multiple Debt Problems
By Ray Ethell · 1 year ago
Take Control of Your Finances with a Debt Consolidation Loan In this world of consumerism, with so many products and services that lure us all the day and night it imperative to fall into their ...
Unsecured Small Business Loans in Australia
By Ray Ethell · 1 year ago
There are numerous small business owners who are looking for quick business loans and we provide them with that. The generic size of loan that small businesses apply for and easily qualify for is in ...
Facts You Should Know About Low Doc Home Loans in Australia
By Ray Ethell · 1 year ago
Low doc home loans are those loans where the Self Employed borrower is either unable to or reluctant to submit evidence of lodged tax returns. Thus these loans are classified as high-risk home loans. A ...
No Doc Loans from Private Lenders
By Ray Ethell · 1 year ago
Unlike banks, No Doc Loans from Private Lenders or hard money is supplied by private money lenders. The term hard money implies that it is secured by real assets, such as a property. Hard money ...
Home Loans to Consolidate Debt for People with Bad Credit
By Ray Ethell · 1 year ago
Would you like to consolidate your credit cards and other debt? Do you have a bad credit history? Today, many options are available online to help you reduce your debt. Whether you’re searching online to ...
How Can I Get a Mortgage If I Have a Bad Credit History?
By Ray Ethell · 1 year ago
Ensuring a clean slate in terms of financial management is challenging. A series of debts lined up in the credit report impact the lender’s decision in lending loans. And the mortgage is no different. Lenders ...
Guidelines to Fix Bad Credit Effectively Through Dispute
By Ray Ethell · 1 year ago
Is it possible to live with bad credit? Yes, but it’s going to be tough. Having a bad credit score can make things impossible, pricier and a lot more complicated. For instance, drivers with bad ...
Dealing with Debt – What to know about Debt Consolidation
By Ray Ethell · 1 year ago
Not only can too much debt impact your credit score, but they can also take their toll and dig you into a hole where making payments on things like loans and credit card bills can ...
Captive Insurance -- Details
By Thomas Swenson · 1 year ago
A captive insurance company (CIC) is an insurance company that insures the risks of operating business entities within the same “economic family”. 1. A CIC benefits its owner(s) generally through a combination of factors. 1.1 ...
The Missing Calculation in Valuing Tesla Stock
By John J. Pico, Jd · 1 year ago
In most discussions regarding the valuation of Tesla (TSLA) stock, the pundits debate whether or not Tesla is a tech stock, an auto stock, or a combination of both. Recently, for example, on MSNBC’s TV ...
How A 28-Year-Old Financial Trap Is Exploding Now
By David Reavill · 1 year ago
Our story began nearly 28 years ago, on January 11, 1995. That was the day that Robert Rubin was sworn in as the 70th United States Secretary of Treasury, the day the transformation of the ...
THE TWIN TOWERS OF BABEL ARE COMING DOWN: EQUITIES AND BONDS
By Darryl Robert Schoon · 1 year ago
When leveraged debt is money, what’s to worry? For three hundred years, the banker’s ponzi-scheme of debt-based money brought wealth to the bankers and power to governments. Nothing lasts forever, however. In 2023, the dangers ...
Working Capital Loans: Everything you Need to Know
By Rodney Wood · 1 year ago
Working Capital Loans These loans are best used by seasonal businesses and business owners who need a temporary cash boost to stay afloat. The most common working capital loans are term loans, lines of credit, ...
INDEXED UNIVERSAL LIFE INSURANCE (IUL) ADAPTS TO INFLATION AND HIGH INTEREST RATES
By Thomas Swenson · 1 year ago
High Interest Rates Increase Market-Linked Growth of Cash-Value Life Insurance High bond interest rates accompanying currently high inflation enable increased growth of cash value in indexed universal life insurance (IUL) policies. This can provide peace ...